Posted by Peggy Farber on 10/17/2018

Anyone can buy a home – all it takes is hard work and diligence to evaluate your home financing options. Fortunately, we're here to help you streamline the process of finding the financing that you'll need to pay for a residence.

Now, let's take a look at three tips to help you determine how you will afford a house.

1. Take a Look at Your Current Financial Situation

Put together a monthly budget that outlines your current spending patterns. This will enable you to review how much you earn, what you're paying for housing and other pertinent financial information.

After an in-depth review of your current financial situation, you'll be better equipped than ever before to determine how much you can pay for a house. Then, you can create a homebuying budget to help you move closer to acquiring your dream residence.

2. Get a Copy of Your Credit Report

In all likelihood, a lender will receive your credit score to determine whether you are a viable candidate for a mortgage. If you request a copy of your credit report today, you can learn about your credit score and take steps to improve it before you apply for a mortgage.

The three major credit reporting bureaus (Equifax, Experian and TransUnion) provide one free copy of a credit report annually. If you submit a request for your credit report, you can gain unprecedented credit insights in no time at all.

Furthermore, if you find errors on a credit report, don't hesitate to contact the reporting bureau. This will enable you to fix any credit report mistakes prior to applying for a mortgage.

3. Reach Out to Local Lenders

Banks and credit unions are happy to meet with you and discuss a variety of mortgage options. These lenders are available in cities and towns nationwide and can teach you everything you need to know about home financing.

Ultimately, lenders can explain the home financing process and ensure you can avoid any potential pitfalls along the way. And if you ever have mortgage concerns or questions, lenders are available to respond to them at any time.

If you need extra help prior to kicking off a home search, you may want to contact a real estate agent as well. This housing market professional understands the ins and outs of purchasing a house and can help you plan accordingly.

Oftentimes, a real estate agent will meet with you and learn about your homebuying goals. This housing market professional then can ensure you won't have to break your budget to afford a terrific residence.

If you want to buy a home but have limited finances at your disposal, a real estate agent is happy to assist you. Or, if you are searching for a mortgage but don't know where to begin, a real estate agent can put you in touch with top lenders.

Work with a real estate agent, and you can improve your chances of acquiring a first-rate house at an affordable price.





Posted by Peggy Farber on 10/15/2018


191 Crocker Lane , Brewster, MA 02631

Brewster (village)

Single-Family

$1,575,000
Price

7
Total Rooms
4
Beds
4/1
Full/Half Baths
Timeless styling with a light and airy open floor plan with soaring ceilings and skylights, perfect for entertaining all friends and family. Four bedrooms all with private bath. First floor master suite has french doors opening to the deck. All just a minute from a spacious and sandy private association beach on Cape Cod Bay, accessed by old fashioned sandy foot paths which are found throughout the neighborhood. plus access to a private pond for canoeing and kayaking . Life is unstructured, peaceful and coveted at 'Kings Grant' and all right in the heart of Brewster close to the famous Brewster General Store where penny candy is still sold and people gather for the morning paper and coffee year round; the Brewster Scoop for ice cream on summer nights; the Brewster Library & restaurants.
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by Peggy Farber on 10/10/2018

Although clutter in your home may seem like an insignificant problem, it can actually have a negative impact on everything from your personal productivity to family relationships.

When dirty dishes pile up, clothes gather on the floor, and toys are scattered everywhere, it often creates a feeling of discouragement that can seep into every aspect of your life.

While most people view clutter as an annoyance or an eyesore, studies have shown that it can contribute to stress, feelings of guilt, and even depression. Books have been written on the topic and well-known websites have devoted countless pages to the connection between stress and clutter.

In addition to feeling embarrassed when guests drop over unexpectedly, household clutter makes it difficult to find important things, like car keys, homework assignments, or cell phones. A disorganized, messy home can also lead to bills being paid late, which can bring with it a whole separate set of problems, such as late payment fees, collection letters, and credit rating issues. For people planning on applying for a mortgage in the near future, a damaged credit score could adversely affect interest rates, loan terms, or even their chances of obtaining a mortgage.

Fortunately, there are ways to turn the tide on your battle with household clutter. The first step, of course, is to recognize that you have a problem. The second step is to begin writing a plan or set of goals for taking charge of the clutter. The third step is to begin taking action and to set aside 15 to 30 minutes a day for organizing your home and putting clutter in its place!

If you're considering putting your home on the market in the near future, you may need to bump up that time allotment! Cluttered closets, storage areas, and countertops are sure to send the wrong message to prospective home buyers. Living areas that contain too much furniture, stacks of magazines, or piles of unsorted mail will convey an unwanted image of chaos, messiness, and disarray. Clutter can also have the effect of making rooms look smaller and less appealing.

In addition to establishing new and better habits for keeping your home organized and looking its best, it's also important to enlist the cooperation of your family. When everyone does their part to keep your home looking presentable and well maintained, fewer things will get misplaced, moods will be lifted, and you'll no longer feel embarrassed when company drops by!

The best time to begin attacking the problem is now. If the project seems overwhelming, the solution is to start small, but stick with it on a daily basis. As the famous quote says, "The race does not always go to the swift, but to those who keep on running."





Posted by Peggy Farber on 10/8/2018


26 Pleasant Lake Avenue , Harwich, MA 02645

Harwich (village)

Condo

$127,500
Price

4
Total Rooms
1
Beds
1
Baths
Welcome to the Harwich House, a 55+ independent living at its best. The association fee includes heat, basic cable, elevator, landscaping, snow removal, rubbish removal, electricity, pull cord emergency, intercom, and a front desk manager Mon through Friday 9am-3pm. Close to the library, restaurants, shopping, bike trails and more.
Open House
No scheduled Open Houses






Tags: Real Estate   Condo   Harwich   02645  
Categories: Price Change  


Posted by Peggy Farber on 10/3/2018

Moving day is an exciting day but it’s also a lot of work and can even be a little stressful. Everything is boxed up and feels near impossible to find when you need it. Avoid scrambling through boxes to find a trash bag or paper towels.

Be prepared on moving day no matter what comes your way with a cleanup toolkit on hand.

Messes happen even on moving day. By packing a special box that is clearly labeled with these items inside you’ll be ready for anything.

  • Ziplock bags

  • Permanent marker

  • Trash bags

Have ziplock bags on hand to wrangle up loose screws and other bits and bobs. Use a marker to write on the bag what the contents belong to. Trash bags are for the obvious: trash. No matter how much you clean out and clean up you will find you have some sort of trash on moving day. Have at least one ready and waiting.

  • Dustpan and brush

  • Paper towels

  • Window spray

  • All-purpose spray

  • Dusting clothes

  • Microfiber cloths

  • Spray bottle

For messes left behind by the previous owners and any spills that may happen. Dust items before putting them away on shelves or hanging back up on walls. Wipe down windows and mirrors. Run a dusting cloth over shelves and banisters. And always have a few paper towels at the ready - just in case.

  • Hand soap

  • Hand towels

  • Toilet paper

  • Plunger

Because the bathroom will be the first to be used so have the essentials in place. Let’s be honest, these are not the things you want to dig to the bottom of a box for. Pull these out and set up the bathroom as soon as you first step into the new house.

  • Air freshener

  • Disinfecting wipes

Not necessities, but certainly nice-to-haves. Wipe down counters, doorknobs and switch plates with a disinfectant wipe. Air fresheners take care of any funky smells left behind from previous owners or from sitting vacant for a while.

Having a cleaning kit on hand and at the ready allows you to clean up as you go. You don’t want to start cleaning up after you’ve unpacked and put everything away. Do it beforehand for an easy, seamless moving experience.  

Tackles messes as they come up, proactively clean as you start moving items in and avoid digging through boxes to find disinfectant wipes or a trash bag. Clearly label your box in large print and/or color code it with a bright colored packing tape. This way you’ll know exactly which box has your supplies and where it is at all times.

Make your new house your home by freshening it up before unpacking. It will feel so good to have a clean organized home from day one.




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